Date: April 1, 2009

News - Money Saving Tips for Medical Expenses

With everyone trying to find ways to save money we have provided a list of ideas to cut costs on medical expenses.

  • Ask your doctor for samples. The next time your doctor writes out a prescription ask them if they have any samples of the medication. Pharmaceutical’s send representatives to visit doctor’s offices in an effort t o get them to prescribe their medications – by giving samples of their products.
  • Mail order – most insurance companies offer a mail order service for filling prescriptions; you get three months of medicine for the cost of two months. Be sure to plan ahead, as it takes longer to get your medications via the mail. You will need to have the original prescription for most plans.
  • Maintenance Prescriptions – this goes hand in hand with the mail order idea- most insurance companies will fill three months worth of maintenance medicines for the price of two months copayments.
  • Check pricing at different pharmacies. Several pharmacies are currently offering free or reduced costs for specified medications. Call the pharmacies directly to get their prices or you may even be able to get this information from their websites.
  • Check with your county and state health departments to see if they offer any programs that you or your family may be eligible for. Sometimes children are eligible for prescription saving programs even if their parents are not.
  • Are you near medical schools or universities? Check them out to see if they offer services at reduced costs, but with the same level of quality and care.

“The Partnership for Prescription Assistance brings together America’s pharmaceutical companies, doctors, other health care providers, patient advocacy organizations and community groups to help qualifying individuals get the medicines they need through the public or private programs that are right for them.” Check this organization out online to see if it could benefit you. 

Make sure to check with your insurance provider for any services or programs they offer that can provide you money savings. All insurance companies and pharmacies are different so it is always best to contact them directly to get accurate information. , Health and Medical Money Saving Tips

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